Fractional CFO + Finance Ops for SMEs

Board-ready reporting, cash control, and finance leadership. Without hiring a full-time CFO.

We run your month-end close, build reliable forecasts, and turn the numbers into decisions. You stay focused on growth. We keep finance tight, timely, and useful.

Not an accounting firm. We provide fractional CFO and finance operations services and work alongside your accountant, tax advisor, and auditors.
Typical problems we fix
  • Month-end takes forever, and nobody trusts the numbers.
  • Cash feels unpredictable because there is no reliable short-term forecast.
  • Reporting is a spreadsheet swamp with no single source of truth.
  • Leadership wants answers, and finance is stuck producing tables.
Xero Excel Power BI ScaleXP IFRS / UK GAAP
What changes in 30 days
Close cadenceMonthly reporting delivered on time, every time
Cash visibility13-week cash forecast + weekly actions
Decision packKPI + variance commentary leaders can read
You get a finance function that behaves like an adult: controlled, predictable, and useful.

Services

Choose a full finance function, or bring us in to fix specific pain points. We are hands-on. No theatre.

Month-end close + management accounts

Clean close, reconciliations, journals, and a monthly pack with variance commentary. Stop guessing.

Cashflow + working capital

13-week forecast, collections plan, AP schedule, and weekly actions to protect runway.

FP&A: budget, forecast, scenarios

Driver-based forecasting, reforecast cadence, and scenario models that management can actually use.

KPI dashboards + performance reporting

Power BI or spreadsheet packs, built around your business model (SaaS, services, ecom, property).

Systems + process improvement

Chart of accounts, automation, controls, and workflow clean-up across Xero, Excel, and reporting tools.

Fractional CFO leadership

Board packs, stakeholder comms, pricing decisions, unit economics, and fundraise readiness.

How we work

A simple engagement model: understand the business, fix the plumbing, run the cadence, then optimise.

1
Diagnose
Quick review of data, close process, reporting needs, and key risks. We agree what “good” looks like.
2
Stabilise
Reconciliations, controls, COA tidy-up, and a repeatable month-end checklist. We remove chaos.
3
Run the cadence
Weekly cash + actions. Monthly close + pack. Forecast updates on an agreed rhythm.
4
Optimise
Dashboards, automation, metrics that matter, and decision support for growth, pricing, and investment.

Deliverables you actually receive

No vague consulting nonsense. These are the artefacts your leadership team gets, with cadence.

Weekly cash packWeekly
  • 13-week cash forecast
  • AR collections list + owner
  • AP payment plan
  • Key risks + actions
Management accountsMonthly
  • P&L, balance sheet, cashflow
  • Variance vs budget and prior period
  • Commentary and next steps
  • Working capital summary
Forecast + scenariosMonthly / Quarterly
  • Rolling forecast (drivers-based)
  • Scenario modelling (base / downside / upside)
  • Runway and funding needs
  • Hiring / spend guardrails

Board pack outline (sample)

Executive summary, KPIs, performance bridge, cash runway, key risks, and actions for the next 30 days.

Dashboard snapshot (sample)

Revenue, margin, OPEX, cash, AR/AP, and business-specific metrics with drill-downs and owner tags.

Finance control checklist

Reconciliations, approvals, audit trail, and month-end timeline. If it is not documented, it does not exist.

Engagement model

Fractional CFO work is scoped by outcomes and cadence, not random email limits.

FoundationFinance Ops

Month-end close + core reporting cadence.

  • Close + reconciliations
  • Management accounts pack
  • Controls + checklist
  • Monthly review call
Best for SMEs that need reliable numbers first.
GrowthFP&A

Forecasting + KPI pack + decision support.

  • Rolling forecast + scenarios
  • Weekly cash cadence
  • KPI dashboard/scorecard
  • Cost and margin deep-dives
Best for scaling teams needing predictability.
ScaleFractional CFO

Board reporting, stakeholder comms, and strategic finance leadership.

  • Board pack + narrative
  • Pricing / unit economics
  • Fundraise readiness support
  • Ongoing leadership advisory
Best when leadership needs a CFO brain on tap.
Exact pricing depends on volume, systems, complexity, and cadence. Transparent quotes. No “mystery consulting.”

About FinReport360

We exist to make finance calm and useful. Because decisions based on messy numbers are just expensive guesses.

What makes us different
  • Hands-on delivery: we do the work, not just slides.
  • Outcome-driven: packs, dashboards, forecasts, controls.
  • Built for SMEs: pragmatic, fast, and not over-engineered.
Who we work with
  • Founder-led SMEs that need finance leadership.
  • Scale-ups with messy close and weak cash visibility.
  • Teams preparing for funding, audits, or board reporting.
Ready to clean up finance

Schedule a meeting

We will review your current reporting and cash setup, agree priorities, and propose a simple engagement plan.

Schedule a meeting email
Disclaimer: FinReport360 provides fractional CFO and finance operations services. We do not provide statutory audit services, and we are not a regulated accountancy practice. We can work alongside your appointed advisors where specialist tax/audit/legal advice is required.